Water in the basement: What does insurance cover?


water-damage

With the heavy rains over the weekend. we’ve noticed an increase in site visitors searching for insurance information about water damage in cellars and basements. If you’ve had water problems from the recent rains, check out our prior post  Does homeowners insurance cover a flooded basement? The post includes an short overview, a video on water damage and some helpful links.

Also see Flood Insurance: Are You Covered? from the  Insurance Institute for Business & Home Safety (IBHS).

If you have severe damage, you may want to seek the help of a professional restoration service. For Do-it-yourself crowd, see Drying Out a Wet Basement and How To: Dry a Wet Basement.