Curious Klepto Critters Steal Cameras: Will insurance cover this?


Cameras are a prime target for theft — and not all thieves are of the human variety. Apparently, animals are almost as intrigued by cameras and selfies as we are. See the cute video clips below.

If a monkey or an eagle steals your camera while you’re on vacation, will your insurance cover that? If you have homeowners, renters or condo insurance, it should – most policies would cover your possessions at home and away, up to a specified dollar limit. Of course, it depends on your particular policy, so check with your agent about your coverage and limits — and to discuss any particularly expensive equipment, collections or items. If these exceed your limits, you may need a valuable property rider. And remember – keep a home inventory, if you don’t already have one.

When you buy expensive technology, it’s a good idea to register it with the manufacturer – not just for the warranty but also for the serial numbers, which can help with tracking in the event of a theft. There’s an online database that might help with recovery — at least if your thief is human. If your thief is of the animal variety, you’re on your own!

Just remember –  don’t put yourself in any danger if you are being robbed, whether animal or human. Property is replaceable – you aren’t.