Caught on camera: Insurance fraud backfires on scammer


Insurance fraud is a multi-million dollar crime that costs all of us money. This video from the dash cam of a UK driver shows just how brazen insurance fraudsters can be – but fortunately, the woman had a record of the scam on her dashboard camera.

This type of scam is a global phenomenon – here’s a 2015 compilation of comically inept fraudsters caught on camera. They are comical because there is a record. Without the video, some could turn into costly claims.

These criminals are all pretty ridiculous, but don’t be fooled – there are many sophisticated fraud rings that conduct “swoop and squat” and other staged auto accidents. See our prior post Fraud Watch: Staged Auto Accidents for some video examples of four common types of staged accidents.

The Coalition Against Insurance Fraud offers more information on some common staged auto crash scams, along with tips for prevention and what to do if you are involved an accident that seems suspicious.

Dash cams haven’t really taken hold here in the U.S. but if you are interested, here’s an article from Digital Trends that talks about the pros and cons: Take a hint from the Russians: It’s time to protect yourself with a dash cam,