When wild animals decide to take a swim in your pool


When the days get hot and steamy, who doesn’t like a dip in the pool? And while you may not mind sharing the pool with your dog, you may feel less generous about sharing it with other critters. Even if you have a barrier system to keep uninvited visitors out, some pool crashers are persistent. Here’s a group of wild animals who just couldn’t resist the allure of a nice cool pool.

While having a bear or a moose take a dip in your pool might make for a good YouTube video, you probably do not want to be the neighborhood wildlife watering hole. Visits by the larger species are rare occurrences but small critters, particularly baby animals, can easily find their way in but not so easily find their way out. The Humane Society offers tips for pool safety for wild animals.

These stories all have happy endings, but you can’t be too safe. Pool barriers aren’t just for wildlife — unsupervised kids are attracted to pools too, all-too-often with tragic results. About 400 children drown in pools each year and there are also more than 5,000 near-drownings or injuries. Pool Safely offers a variety of safety resources for residential pool / spa owners – as well as for commercial and other pool owners. They offer great information on the latest safety systems, from barriers and alarms to safety covers.

The true meaning of Friday: Fun animal videos!


While we always like to talk insurance, sometimes you need to focus on the real reason the Internet was invented: amazing animal videos. Normally, we’re partial to cute cats and dogs, but we want to give the rest of the animal kingdom equal time. Here’s a collection of a few of our animal clip finds to kick off your weekend.

Mostly when we see cows, they’re just standing around. But not on the first day of spring when the farmer lets them out of the barn – they dance and leap after having been cooped up. We know how they feel!

Seals are apparently just the doggies of the ocean!

Many of us are worried about privacy issues – this chimpanzee is taking matters in his own hands. Hope the drone was insured.

There’s a zoo in Japan that offers a spa day for its capybaras on the coldest day each winter. It looks like fun!

This hedgehog knows how to party


OK, Friday afternoon in the summertime? We’d say it’s time to party. What could be better than a tiny hedgehog at a tiny birthday party? Not much cuter than that … but after all those extra sweets, it might be time for some hedgehog dentistry. We hope he has dental insurance to cover that work!

And if you haven’t reached maximum cute level, then we close out with tiny hamsters eating tiny burritos.

The Internet was made for this.

Curious Klepto Critters Steal Cameras: Will insurance cover this?


Cameras are a prime target for theft — and not all thieves are of the human variety. Apparently, animals are almost as intrigued by cameras and selfies as we are. See the cute video clips below.

If a monkey or an eagle steals your camera while you’re on vacation, will your insurance cover that? If you have homeowners, renters or condo insurance, it should – most policies would cover your possessions at home and away, up to a specified dollar limit. Of course, it depends on your particular policy, so check with your agent about your coverage and limits — and to discuss any particularly expensive equipment, collections or items. If these exceed your limits, you may need a valuable property rider. And remember – keep a home inventory, if you don’t already have one.

When you buy expensive technology, it’s a good idea to register it with the manufacturer – not just for the warranty but also for the serial numbers, which can help with tracking in the event of a theft. There’s an online database that might help with recovery — at least if your thief is human. If your thief is of the animal variety, you’re on your own!

Just remember –  don’t put yourself in any danger if you are being robbed, whether animal or human. Property is replaceable – you aren’t.

A just-for-fun Friday post: animals solving problems


As the week winds to a close, we thought we’d share a few of our favorite recent video finds about animals solving problems.

Lucy the smart beagle figures out how to get what she wants.

Next, here’s how “Ninja cat” solves his problem.

This is one octopus that is determined to figure out how to get dinner.

Finally, this baby moose needed some human intervention to get out of her jam.

We hope you’ll have a problem-free weekend!