For three decades now, auto insurance rates in MA were set by the Division of Insurance, meaning there wasn’t much difference from one insurer to the next. But all that is suddenly changing, add according to the Patriot Ledger, rates could drop by an average of 7.8%. Some consumers will see even greater savings, although some drivers may see a pricing uptick – it will largely depend on risk factors, driving history, and demographics. While we’re all happy to save money, it’s important to remember that insurance has a purpose of asset protection. It’s important not to buy the wrong insurance to save a few dollars now and then be inadequately covered in the event of an accident or a theft. Instead, ask your agent about available auto discounts and the possibility of grouping several policies together. Your agent can help you find the best price/value for you unique situation and needs.