Rental car insurance – do you need it?

To buy or not to buy? That is the typical consumer conundrum when renting a car and faced with the issue of insurance. This short podcast from the Insurance Information Institute (III) helps you to understand the choices. Also, see the III article to help you determine if you need separate rental car insurance. III suggests that, before you do anything, check to see what your current auto insurance policy covers – your agent can help you with that, or you can call the insurer directly. Also, check with your credit card company because there may be some insurance benefits associated with your card.