The East coast had a surprise snow storm that has derailed Halloween plans from Maryland to Maine. Many cities and towns need time to clean up downed trees, limbs, and power lines before it is safe for kids ghosts and goblins to go house to house. Plus, power restoration is still a work in progress for any communities.
This is just a teaser of events yet to come. The Insurance Information Institute has provided a breakdown of Winter Storm Facts. When adjusted for inflation, Winter Storms have caused about $26 billion in insured catastrophe losses since 1991, resulting more than $1 billion a year in damage on average. Last year, winter storm losses totaled $2.6 billion, the highest it’s been since 2003.
In this unprecedented October storm almost a million households were left without power. The FDA site has tips for keeping food safe during and after power outages. Refrigerated foods should be fine if the door remains shut and the power was out for no less than 4 hours, but for many households in the Northeast this was not the case. Follow their safety tips to prevent illness after the storm.
If your home or auto suffered damage from falling tree limbs, call your insurance agent.
Here’s a brief video on the topic:
By most accounts winter hasn’t even started yet – the winter season doesn’t even officially start until December 22nd and already the Northeast is getting an early taste of it. If you have questions about your insurance coverage and whether you are adequately protected against storm-related loss, talk to your insurance agent.