Tomorrow is Don’t Fry Day

As Memorial Day weekend kicks off the summer season, the CDC, the EPA, the FDA and the National Council on Skin Cancer Prevention have a message for you: Don’t Fry!
There are more than 3.5 million new cases of skin cancer diagnosed and 2.2 million people treated in the U.S. each year. The American Cancer Society estimates there will be more than 76,250 new cases of malignant melanoma, the most serious form of skin cancer. The states with the highest incidence rates of melanoma are: New Hampshire, Vermont, Rhode Island, Utah, Connecticut, Idaho, Delaware, Washington, Oregon, and Massachusetts.
Skin cancer is highly curable if found early and can be prevented.
The National Council on Skin Cancer Prevention offers these tips:
Remember to Slip! Slop! Slap!…and Wrap when you’re outdoors — slip on a shirt, slop on broad spectrum sunscreen of SPF 30 or higher, slap on a wide-brimmed hat, and wrap on sunglasses. The best way to detect skin cancer early is to examine your skin regularly and recognize changes in moles and skin growths.

  • Do Not Burn or Tan
  • Seek Shade
  • Wear Sun-Protective Clothing
  • Generously Apply Sunscreen
  • Use Extra Caution Near Water, Snow, and Sand
  • Get Vitamin D Safely

More tips & tools
The American Cancer Society: Be Safe in the Sun
CDC: Skin Cancer Prevention & Education Tools
NIOSH: protecting workers from UV radiation

Coming Up: National Dog Bite Prevention Week

Next week is National Dog Bite Prevention Week. If you own a dog, you need to pay attention because dog bites accounted for more than one-third of all homeowners insurance liability claim dollars paid out in 2012, costing more than $489 million. While the number of bites has declined, the cost of claims continues to rise – the average cost paid out for dog bite claims was $29,752. For more on the ins and outs of insurance issues related to dog ownership, see our prior post, Insurance and Your Dog.
Postal workers – a group of folks who are particularly at risk of dog bites – issued their annual list of top dog attack city rankings, along with their tips for preventing dog bites … and they certainly have experience in that area. If you haven’t yet seen it, visit former mail carrier Ryan Bradford’s posting, All the Dogs Want to Kill Me, where he logged snapshots of dogs lurking on his postal route a few years ago. It’s pretty amusing, unless you are the postal worker or the gas meter reader who has to face the pets down. Here’s a few clips that demonstrate just how territorial and aggressive even seemingly sweet dogs can be over mail deliveries.

In addition to mail carriers, kids are also very vulnerable when it comes to dog bites. Here are some good sites for teaching your kids how to be safe.
Teaching kids how to have safe encounters with dogs
Prevent the Bite – preventing dog bites to children through education
Learn to Speak Dog and Teach Your Kids
Dog Bite Prevention – from the CDC

Consider Renters Insurance as a Gift for Graduates

This is a guest post by Penny Hanley & Howley Co., a Renaissance Alliance member agency. It is a post that was previously featured on the Agency’s Blog.
Will your graduating students be coming back to the nest, or considering renting their own place?
This is a wonderful time in your student’s life. Graduation from college brings on so many new adventures to look forward to. One of which can include whether they will be renting their own apartment after graduation. With some many decisions to process after graduation, make the easiest one there is for your student who will be moving to their first apartment-Renters Insurance.
Purchasing Renters Insurance for your student is a gift of security for them and yourself. You’ll be putting your mind at ease knowing that your students first apartment is protected in case of fire or theft.
An average Renters policy runs around $200 a year for the basic $20,000 in coverage, that’s only $16 a month for your piece of mind and security of your student’s new apartment.
So when considering what gift to give your student for graduation this year, give them a protection policy with Renters Insurance.

How much is a Mom worth?

We all know that the real answer is “incalculable” – but in stark economic terms, if you were hiring a Mom, you would need to pay about $113,568. There’s quite a bit of overtime figured into that number – the average Mom works about 94 hours a week. has been tracking how much money Moms are worth since 2008 and they have a lot of interesting data, slide shows and infographics – including a calculator for you to calculate your own Mom’s worth.
Regardless of the dollars and cents, we think Mom is an underpaid worker. Don’t forget to call or visit her this weekend!

A powerful reminder: Make health last

Canada’s Heart & Stroke Association poses the question: What will your last 10 years look like? It’s a short, though provoking clip that reminds us that health choices we make today will dictate the quality of our life later.

If you fear you might be on the path of the person on the right, it’s never too late to make some healthy changes. Here’s a few places to start. The New England Journal of Medicine recently published the results of a study about the Mediterranean diet. The study found people at high risk for coronary artery disease could reduce their risks of stroke, heart attack and death from coronary artery disease by 30% by relying on a Mediterranean style of eating. Learn more about a more about a Mediterranean diet from the Mayo Clinic.
If you need more exercise, the CDC offers guidance on how much physical activity you need, based on your age. The CDC also offers guidance for adding physical activity to your life.