Water in the basement: What does insurance cover?


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With the heavy rains over the weekend. we’ve noticed an increase in site visitors searching for insurance information about water damage in cellars and basements. If you’ve had water problems from the recent rains, check out our prior post  Does homeowners insurance cover a flooded basement? The post includes an short overview, a video on water damage and some helpful links.

Also see Flood Insurance: Are You Covered? from the  Insurance Institute for Business & Home Safety (IBHS).

If you have severe damage, you may want to seek the help of a professional restoration service. For Do-it-yourself crowd, see Drying Out a Wet Basement and How To: Dry a Wet Basement.

Two common household items that are very dangerous to your kids


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Button batteries are toxic and may cause serious injury to your child if swallowed. We find these micro batteries in more and more common products from remote controls to greeting cards. While some used in toys are secured, many are more accessible and parents need to take particular care to keep products with batteries away from small children.

Single portion laundry packets are also alluring to young children – they often are packaged in bright, colors, are squishy to the touch and also smell good. They are attractive and may seem like candy or toys to kids. It’s important to store them properly.

Calling 1-800-222-1222 will connect you to a poison center that serves your area. Poison centers are open to take your call 24 hours a day, 7 days a week, 365 days a year, in 161 languages, as well as from the hearing impaired. You can also find a Poison Center near you on this clickable map.

You Had One Job: Funny on-the-job flubs


Mistakes happen in life, even big ones. Insurance can help you with the costly ones.

carrotsWe can’t think of a better site to kick off the work week than “You Had One Job.”  This is a site that documents  on-the-job blunders, flubs and screw-ups. We see photo after photo of poor workmanship – poorly designed products, stairs that lead to nowhere, embarrassing sign typos and mislabeled products. While some are no doubt mistakes, we have to think that many must be passive-aggressive in the “take this job and shove it” genre. We’ve included a sampling of a few of our favorites below – click for more. (And here’s hoping your work week goes better than it did for these hapless workers!)

drawers

cheesyfrzeeer

ABC’s of Insurance: Types of Auto Coverage


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Car Insurance is something every driver needs, but how much do you really know about your auto coverage? This 3-minute clip from the Insurance Information Institute offers a good overview of what you need to know. You can also see this information in an infographic format. Also good: What’s Covered By a Basic Auto Insurance Policy?

Call Us for Help!
If you live in New England and have questions about auto insurance, why not give a call to one of our agents?  Find a Renaissance Alliance insurance agent near you on our map — or choose an agent from our listing in the left hand sidebar.

How to Celebrate St. Patrick’s Day in New England (Safely)


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On Monday, everyone will be a little bit Irish. Gearing up for St. Patrick’s Day celebrations on the weekend and on Monday, we’ve gathered some links about New England activities and ways to celebrate around the area – or even in your own home. Remember – even for the Irish, there’s a limit to luck so don’t take chances with your celebrations :

  • Plan for a designated driver
  • Don’t let friends drive buzzed
  • If you host a party at home, be aware of your hosting liability

Best St. Patrick’s Day Parades and Celebrations in New England

St. Patrick’s Day In New England

Take 10 – New England’s Best Irish pubs – Just be sure to bring a designated driver!

St. Patrick’s Day Parades By State

All Recipes: St. Patrick’s Day Recipes

Food Network: Favorite St. Patrick’s Day Recipes

Epicurious: St. Patrick’s Day Party Foods and Drinks