Summer crime forecast: chance of burglaries, assaults high


burglary

Summer may be a time for relaxing, but don’t let your guard down when it comes to crime. According to a study examining seasonal crime patterns that was recently released by the federal Bureau of Justice Statistics, most types of crime are more likely to happen in summer. See Burglaries in Summer, School Assaults in Fall.

  • Your house is much more likely to be broken into in the summer – Burglary is 11% more common in the summer than in the winter — that’s more seasonal variation than for any other single type of crime.
  • You’re more likely to be a victim of violent crime in summer – “serious violence was significantly higher during the summer than during the winter, spring and fall seasons.”

However, as the Vox article reminds us that muggings, rape and assault – all crimes, really – can happen in any season.

Law enforcement and loss control experts offer a few tips:

Personal Security–At Home, On the Street, While Traveling – Released by the Bureau of Diplomatic Security

Crime Prevention for Homeowners – Tips During the Warm Weather Months

Keep Your Home Safe on Vacation: 9 Essential Tips

Lonely Planet – Top Tips for Safe Travel

LAPD Crime Prevention Tips – tips sheets on a wide variety of scenarios

Prior related posts on this blog:

Going on vacation? 5 steps to secure your home while you are away!

Staying Cyber Safe During Your Vacations

Vacation Rentals and Homeowners Insurance

Curious Klepto Critters Steal Cameras: Will insurance cover this?

First and foremost, stay safe. Things are just things and can be replaced – plus, the right insurance coverage can help mitigate any loss of possessions. Your personal safety is what’s paramount!

The luckiest unlucky man to ever live


Insurance is all about calculating the odds and planning for risk. Croatian music teacher Frane Selak defies the odds – watch his incredible story.

In a postscript to this story with a nice twist, Mr. Selak explains how he felt about things:

“I never thought I was lucky to survive all my brushes with death. I thought I was unlucky to be in them in the first place.”

He added that people were always telling him he was lucky to have survived so many disasters but he added: “I always think I was unlucky to have been in them in the first place but you can’t tell people what they don’t want to believe.”

In later years, he had a life change that made him realize he really did have “a charmed and blessed life.

Lessons from Lightning Strike Survivors


In honor of Lightning Strike Awareness Week, we bring you some survivor stories. What’s your chance of being struck by lightning? Well, in any given storm, about 1 in 750,000; but over the course of a lifetime, about 1 in 6,250. If worse comes to worst, you will probably survive – about 9 out of every 10 people who are struck by lightning survive to tell the tale, but many are plagued with a variety of medical problems and disabling conditions over a lifetime.

In these clips, people talk about what the experience was like and discuss some of the after effects.

Being stuck by lightning does not make you immune – this poor man was struck by lightning 6 times!

Don’t join their ranks – here are indoor and outdoor lightning safety tips from the National Weather Service.

The life of a tire


This video clip contains all the essentials for tire safety in just over a minute and a half — take a look. .

Tirewise is your one-stop shop when it comes to tire safety and consumer protection. (It’s a part of safercar.gov). Here are just a few of the useful resources.

How to learn the age of your tires – Regardless of tire wear, the rubber can break down over time. Some vehicle and tire manufacturers recommend replacing tires that are six to 10 years old, regardless of treadwear. Check out the diagram on this page to see how to date your tires.

Tire Rating Lookup – You can search for recalls, investigations and complaints on tires — and also for child safety seats, for auto equipment, or for your entire car.

Check for tire recalls – NHTSA has rated more than 2,400 lines of tires, including most used on passenger cars, minivans, SUVs and light pickup trucks. Consumers can select a tire brand from the drop-down menu below.

One other important safety notice: Make sure your auto insurance is current and provides adequate coverage. If you live in New England, find one of our member local agents near you.

Get Ready: Avoid Costly Surprises


The National Association of Insurance Commissioners (NAIC) is the U.S. standard-setting and regulatory support organization created and governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories.

They’ve recently launched a new “Get Ready” campaign:

For many, insurance only matters when something bad happens and we need to file a claim or lodge a complaint. But the best time to get educated about insurance is when you’re in the process of making a major life decision, like buying a new car, but before a related crisis, like a car accident.

That window of time between decision and crisis is why Insure U developed Get Ready resources. These new resource kits help consumers considering a major life event get smart about the insurance implications before a crisis occurs. The goal is to avoid hasty, uninformed and costly misunderstandings later.

They’ve compiled new toolkits, games and apps on several of these life events:

  • Planning a Wedding
  • Buying a Home
  • Buying a Car
  • Becoming Parents
  • Changing Jobs
  • Turning 50

As a credible, trusted source for consumer insurance information, they deserve a place in your bookmarks. NAIC offers educational resources at Insure U, important consumer protection resources, where you can file a complaint, report fraud, or research more about insurers. You can also find information for contacting your state insurance authorities.