Strokes are the leading cause of disability and the #5 cause of death in the U.S. Every 40 seconds, someone has a stroke. One out six people will have a stroke in his or her lifetime. Despite this, too few people know the warning signs of a stroke. Yet fast recognition of stroke signs can make a huge difference between life and death or between full recovery and lifelong disability. May is American Stroke Month. Learn the signs and symptoms of a stroke and pass them along – you could save a life.
May 17-23 is Dog Bite Prevention Week. The USPS and its partners in the annual promotion report that “… small children, the elderly, and Postal Service carriers — in that order — are the most frequent victims of dog bites. It is also stated that the number of dog bites exceeds the reported instances of measles, whooping cough and mumps, combined. Dog bite victims account for up to five percent of emergency room visits.”
The good news is that the number of dog bite claims are going down – they dropped by 4.7% in 2014. But the bad news is that the average cost per dog bite claim is climbing. In 2014, it was up 15 percent to $32,072 – compared with $27,862 in 2013. Pretty expensive, right?
But that is only part of the story: Insurance Information Institute reports that dog bites accounted for more than one-third of all homeowners liability pay outs last year. Ouch.
If you have a dog, it’s your responsibility to train, control and socialize your pet to minimize the potential for dog bites. It’s also just plain smart from an economic point of view, as you can see by claim costs. And whether you have a dog or not, it’s important to lean about how to prevent bites, how to train kids to be safe around dogs, and what to do if you are bitten. Here are some resources:
While we always like to talk insurance, sometimes you need to focus on the real reason the Internet was invented: amazing animal videos. Normally, we’re partial to cute cats and dogs, but we want to give the rest of the animal kingdom equal time. Here’s a collection of a few of our animal clip finds to kick off your weekend.
Mostly when we see cows, they’re just standing around. But not on the first day of spring when the farmer lets them out of the barn – they dance and leap after having been cooped up. We know how they feel!
Seals are apparently just the doggies of the ocean!
Many of us are worried about privacy issues – this chimpanzee is taking matters in his own hands. Hope the drone was insured.
There’s a zoo in Japan that offers a spa day for its capybaras on the coldest day each winter. It looks like fun!
May is National Bike Month and this week – May 11 to 15 – is Bike to Work Week, culminating in Bike to Work Day, on Friday, May 15. Biking instead of driving is good for the environment and good for you, too! We’ve gathered some links to New England resources to find local events and resources.
- Bay State Bike Week: May 9th – 17th
- Bike Walk Connecticut
- NH: Annual Seacoast Bike/Walk to Work Week May 11-15
- Rhode Island Bicycle Coalition
- Bicycle Coalition of Maine
- Go! Vermont
Don’t forget to protect your investment – the Insurance Information Institute offers a rundown on Bicycle Safety and Insurance. They note that: “Bicycles are covered under the personal property section of standard homeowners and renters insurance policies. This coverage will reimburse you, minus your deductible, if your bike is stolen or damaged in a fire, hurricane or other disaster listed in your policy.” But if you are a serious biker with very expensive, high-end bikes, you might want to talk to your agent about a rider to your policy to get additional coverage. To further protect your investment, consider registering your bike at the National Bike Registry.
Are you a pet lover? Many people are: 43 million households own dogs, 36 million own cats — and there’s a vast menagerie of other critters that people claim as pets.
This week is National Pet Week, created in 1981 by the American Veterinary Medical Association (AVMA) to honor the many important roles pets have in our lives and to encourage responsible pet ownership.
Here’s a helpful list of resources for Pet Owners, which includes expert info on finding and choosing a vet, and key advice from vets in caring for your pets. Don’t have a pet? Why not adopt a shelter pet – there’s one looking for a good home!