Boat Safety Week in two words: Wear It!


illustration of people wering life jackets for Safe Boating Week

It’s National Safe Boating Week May 18-24, a good reminder to all boat owners and boat lovers to review boat safety best practices and to take the “Wear It” Life Jacket Pledge. And if your boat represents a serious investment, it’s also a good time to think about insurance.

Why are life jackets important? In 2017, the Coast Guard counted 4,291 accidents that involved 658 deaths, 2,629 injuries and approximately $46 million dollars of damage to property as a result of recreational boating accidents.

Life jackets may not protect you against property damage, but they will help to save lives. But simply having life jackets on board is not enough – accidents happen too fast to access them. Being a good swimmer isn’t enough – an injury or water-logged clothes can interfere with even the strongest swimmer’s abilities. Another big objection is that jackets are too hot, too restrictive, or don’t look “cool,” but new, lightweight jackets are slimmer, cooler and less restrictive. Plus, as for the coolness factor – bicycle helmets didn’t look cool at one time, until they became a sporting fashion statement. Do your part to make life jackets cool.

The U.S. Coast Guard life jacket requirements for recreational vessels:

  • A wearable life jacket for each person must be aboard
  • Life jackets must be U. S. Coast Guard approved
  • Jackets must be proper size for the intended wearer
  • In good and serviceable condition
  • Properly stowed (readily accessible)

The Coast Guard puts out a brochure that talks about the different types of life jackets and how to ensure a good fit.

Before you take put any boats int he water, make sure you know the federal laws as well as any state laws that might apply. The US Coast Guard offers links and resources on boat regulations and laws, including federal and state laws, navigation rules, and more.

Talk to your independent agent about Boating Insurance

Do you need boat insurance? Your homeowners or renters insurance may cover canoes and small sailboats or powerboats, but larger boats require a separate policy. Talk to your independent agent about the coverage you do have and whether it applies to any boats that you have. Typically, liability coverage would need to be added as an endorsement to a homeowners policy. The Insurance Information Institute offers a good overview of boat and watercraft insurance, as well as safety best practices.

 

How to ensure a safe boating season!


boating safety graphic

 

As we head into prime boating season, The National Safe Boating Council’s Wear It campaign offers some important safety messages. Check out these stats from the U.S. Coast Guard’s 2016 Recreational Boating Statistics, the most recent report. The stats are a compilation of data from 50 states.

  • 83% of boat drowning victims were not wearing a life jacket
  • 77% of deaths occurred on boats where the operator had no boating safety instruction
  • 15% of the deaths involved alcohol as the leading factor
  • Two-thirds of drowning victims are good swimmers
  • 4,463 boating accidents occurred, up 7.3% from the prior year
  • 701 deaths occurred, up 12% from prior year
  • 2,903 injuries, 11.1% increase
  • $49 million dollars of property damage

One of the primary safety messages is Wear It: no matter what type of boating activity to you are involved in, wear a safety belt yourself and require all your passengers to wear one, too. It’s the single most effective safety measure you can take. For more on boating safety, download a copy of Boating Safety Tips from the National Safe Boating Council, which we’re reprinted below. We added some links to the tips, as well.

1. Wear a life jacket. No matter what activity you have planned on the water, always remember to wear a life jacket every time you are on the water. Accidents on the water can happen much too fast to reach and put on a stowed life jacket. Life jacket types, fit and care.

2. Make sure your life jacket is U.S. Coast Guard approved, appropriate for your water activity and fits properly. A life jacket that is too large or too small can cause different situational problems. How to choose the right life jacket (PDF).

3. Know state boating laws. Rules and laws can differ from state to state and violations can result in ticketing, fines or jail time. State Boating Laws.

4. Take a boating safety course. Learn valuable tips that can help save your life in unexpected situations by taking a NASBLA (National Association of Boating Law Administrators) approved boating safety course. Many courses are online, and will save you money on your boat insurance. US Coast Guard – Boating Safety Courses.

5. Make sure your boat is prepared. There are many items that need to be check ed and rechecked on any boat. Schedule a Vessel Safety Check with your local U.S. Coast Guard Auxiliary or U.S. Power Squadrons before you hit the water. Every Vessel Safety Check is conducted 100 percent free of charge. U.S. Coast Guard’s Vessel Checks.

6. Be sure to know your boat’s capacity. If you have too much on your boat, the boat may become unstable and capsize.

7. Check the weather, including the water temperature. Know the latest marine weather forecast prior to going out, and keep a regular check for changing conditions. National Weather Service Marine Forecast.

8. Dress properly. Always dress for the weather, wearing layers if cooler weather, and bring an extra set of clothes in case you get wet.

9. Always file a float plan. File a float plan with someone you trust that includes details about the trip, boat, persons, towing or trailer vehicle, communication equipment and emergency contacts. Find out more and get resources at the Coast Guard’s Float Plan Central.

10. Always follow navigation rules. Know the “Rules of the Road” such as operator’s responsibility, maintaining a proper lookout, safe speed, crossing, meeting head-on and overtaking situations. Know what’s going on around you at all times, and always travel at safe speeds for the environment. Find out more about navigation rules at Boat on Course from the National Safe Boating Council.

11. Don’t drink while you boat. Where the primary cause was known, alcohol was listed as the leading factor in 15 percent of deaths in 2016. Find out more at Operation Dry Water from the National Association of State Boating Law Administrators.

12. Beware of carbon monoxide poisoning. Gasoline-powered engines on boats, including onboard generators, produce carbon monoxide (CO), a colorless and odorless gas that can poison or kill someone who breathes too much of it. Be sure to install
and maintain a working CO detector, never block exhaust outlets, and always dock, beach or anchor at least 20 feet away from the nearest boat that is running a generator or engine. Learn more at Prevent Carbon Monoxide Poisoning on Your Boat from the CDC.

13. Keep in touch. Communication devices can be the most important piece of emergency equipment on board a vessel, especially in case of emergency. Be sure to have at least two communication devices that work when wet, such as satellite phones, emergency position indicating radio beacons (EPIRB), VHF radios and personal locator beacons (PLB). Cell phones are not reliable in an emergency situation.

More boating safety resources