Boston remembers its Great Molasses Disaster


We recently passed the 100 year anniversary of the huge Boston Molasses Disaster, which occurred on January 5, 1919. In today’s world, it can be hard to imagine how a household product could cause a disaster that would lead to the death of 21 people, more than 150 injuries and an entire neighborhood being leveled. That was indeed the case when 2.3 million gallons of molasses burst from a 50-foot tall North End storage tank with powerful force.

Molasses was in important staple of the day, a common sweetener. In addition to household kitchen uses, molasses was a key ingredient in rum and was once used in the manufacture of munitions.

The disaster occurred just after lunchtime on an unseasonably warm January day in a bustling Boston neighborhood. Insurance Journal describes the event:

The initial wave rose at least 25 feet high – nearly as tall as an NFL goalpost – and it obliterated everything in its path, killing 21 people and injuring 150 others. Rivets popped like machine-gun fire. Elevated railway tracks buckled. Warehouses and firehouses were pushed around like game pieces on a Monopoly board. Tenements were reduced to kindling.

Outrunning the molasses was out of the question. The first of it raced through the harborside neighborhood at 35 mph. Not even Usain Bolt, who clocked just under 28 mph at his world-record fastest, could have sprinted to safety.

The storage tank was owned by Purity Distilling Company. After the disaster, they tried to blame the explosion on bombs set by anarchists. The real source of the disaster was a confluence of predictable factors, primarily a poorly-constructed, overloaded storage tank, so badly constructed that it was painted brown to mask all the leakage.

A page dedicated to the molasses disaster with links to historical accounts says:

“Envision a disaster scene with smashed buildings, overturned vehicles, drowned and crushed victims, and terrified survivors running away covered in molasses. Like the modern-day disasters with which we are unfortunately familiar, there was chaos, terror, buildings in ruins, victims to be dug out, trapped survivors to be rescued, rescue workers among the victims, and anguished families rushing to relief centers to find their relatives. It was like any horrible disaster scene, with the addition that everything was covered in smelly sticky brown molasses.”

Agency Checklists also features an article on the disaster, including several photos. They note that the disaster marked the beginning of stricter construction codes and accountability.

“According to a Time magazine article on the flood, the resulting court case in which the U.S. Industrial Alcohol (USIA) corporation, owner of the Purity Distilling Company who operated the tanks, was forced to pay “… restitution amounting to about $15 million in today’s money” due to the structural weakness of the tanks used to hold the molasses. It was revealed during the ensuing lawsuit that the engineer who oversaw the construction of the North End tanks did not even know how to read blueprints, and that the tanks has subsequently been painted to match the color of molasses in order to hide the constant leaks in the tank.

As a result of these revelations and the tragedy which resulted from such negligence, Massachusetts instituted stricter construction codes, essentially creating the idea and requirement of “accountability in construction.”

A century ago, liability insurance was in its early days. ( IRMI: Early Liability Coverage.) Businesses rarely had adequate insurance and the courts were often a victim’s only financial remedy for damages or loss.

Today, business insurance is a social safety net that protects a business owner from financial losses and provides financial remedy for personal injury, death and property loss by third parties, as well as for a business owner’s litigation costs. In addition, insurance companies play another important role, providing an additional layer of public protection through risk and loss exposure identification during the underwriting process, as well as loss prevention expertise for business owners.

If you’re interested in more information on this unusual disaster, we’ve included a few links and a video clip of a 22-minute video documentary.

Boston Marathon Monday 2016 Toolkit


Marathon runners on the run in cityThis year will mark Boston’s 120th Marathon and the forecast is sunny and warm. If you plan to attend, we’ve gathered some links and tools to help you prepare … or if you’re an armchair observer, we have links to mobile devices, social media sites and online streaming. Remember. Marathon Monday coincides with Patriots Day, which is  a legal holiday in Massachusetts – one of only two states to commemorate the day as a holiday.

Boston Marathon Event Information

Get a route map or download a mobile app to track runners

Policies for 2016 Boston Marathon Spectators (PDF)

Mile-By-Mile Guide To The Boston Marathon

Your guide to the 2016 Boston Marathon route, start times and more

Transportation in the Greater Boston area on Marathon Monday

Follow on social media: Boston Marathon Twitter and Boston Marathon Facebook

Watch online: Official Online Streaming site

Spectator Guidelines – what not to bring (click link for larger)

Boston Marathon security - what not to bring

Security: If you see something, say something

Boston Marathon Monday Toolkit


marathonIt’s 42 with drizzle at the race starting line.  Watch the Boston Marathon live starting at 9:30

Athlete tracking
Boston Marathon Twitter feed
Boston Marathon Facebook

Spectator Security guidelines for Boston Marathon
Which roads are closed on Marathon Monday
Boston Marathon interactive map – Find Viewing Spots, T Stops and More With This Interactive Course Map

There are more than 30,000 runners this year – here are start times
2015 Boston Marathon Official Start Times

Start Time / Division / Approx No. of Entrants
8:50 – Mobility Impaired – 50
9:17 – Push-Rim Wheelchair -70 (plus 6 duos)
9:22 – Handcycles – 18
9:32 – Elite Women – 40
10:00 – Elite Men and Wave One – 7,500
10:25 – Wave Two – 7,500
10:50 – Wave Three – 7,500
11:15 – Wave Four – 7,500

 

No tricks, just treats


Here in New England, our Halloween just took on a whole new flavor with the Red Sox win last night. While we still suggest that you take precautions against ghosts and goblins to ensure that you protect your home and keep everyone safe, we think there’s so much joy in New England today that the scary spirits may pick some other place to haunt.

Here are a few highlights
World-Champs

Image via Yahoo Sports

Game 6

Image via Yahoo Sports. Also see Red Sox win the World Series

Red Sox Gif Collection

Boston’s World Series Run in 43 Photos

Boston Fans, Players, Pets Go 100% Crazy Celebrating First Fenway World Series Clincher In 95 Years