It’s National Safety Month, which is a great time double down on safety both at work and at home. But where to start? One way to think about safety practices and injury prevention is to focus on the types of injuries that are most common and most likely. With the summer approaching, expect that any day now we will start seeing alarming stories about shark danger. While no one wants to get attacked by a shark and it’s certainly good to take precautions, in reality, there’s a greater chance you will die by choking on your lobster roll than by being eaten by a shark. Media attention to sensational stories about crime, disasters and unusual tragedies tend to distort our sense of what the real risks we face actually are.
The National Safety Council puts things in perspective in this short video:
The purpose of insurance is to offer you financial protection from accidental risks and calamities that may befall you. But even when you are properly insured, it’s still in your best interests to try to manage those risks as best you can because insurance may not make you whole – particularly when the risk involves life and limb. We often don’t do a good job of managing our risks. Sometimes, what we fear the most is actually less risky than other common every day occurrences. Human nature being what it is, people often worry more about rare events and can be too casual about dangers that are more pervasive.
Learn the top causes of unintentional injury and death in your homes and communities from the National Safety Council, or see this chart and learn more on Mortality and Risk from the Insurance Information Institute.
Plus, check out one of our most popular past posts: What are the odds? Mortality calculators, where we various tools and calculators that let you assess your mortality. Don’t miss one of the web’s longtime favorite sites, the Internet Death Clock, where you can calculate optimistic or pessimistic estimates of how much time you are likely to live.
Despite the odds, one sad fact remains: None of us get out of here alive, so as the late Warren Zevon advised, “Enjoy every sandwich.” And as long as you are thinking about odds, it might also be a good time to think about taking care of your survivors:
A few other past posts on the topic of risks and dangers
- Beach-goers: Worry less about sharks and more about surf and sand hazards
- What’s Actually Dangerous?
- What actually kills us?