Your Super Bowl pre-game tool kit


Super Bowl party ingredients: snacks, beer, a football and a remote

Another Super Bowl Sunday for the Patriots! Go New England! We’ve gathered a grab bag of fun and interesting related items from around the web to get you in the spirit.

The Philadelphia police are hard at work greasing the street poles to prevent Eagles fans from any wild post-game pole-climbing activities. Sports Illustrated says they started with Crisco but are now using gear oil. But their precautions are likely in vain if we can believe the apes. In an annual tradition, Utah’s Hogle Zoo primates Tuah and Arcara made their Super Bowl LII predictions for the winning team … and they chose the Patriots. But let’s check in with other experts in the animal kingdom. Teddy the Porcupine has a 5-1 record for being right in his prognostications. Check out who he favors this year.

This year, the Globe and Philly.com are partnering to bring you a series of Facebook Live reports from the Super Bowl. The schedule started yesterday and will continue through the weekend – you can watch them all on the Globe’s Facebook page. And if Twitter is your thing, here’s what’s happening on Twitter for Super Bowl 52.

To get you in the spirit, Masslive has a Belichick feature: “Whether it be his references to SnapFace, his dry humor or his less-than-enthusiastic responses to numerous questions from the media, New England Patriots head coach Bill Belichick is often good for a number of memorable moments at the podium every season.” They offer a choice selection of Belichick’s best quotes, jokes and press conferences from this season.

How are you at Super Bowl trivia? take the test to find out. You might want to brush up on these 23 pieces of fascinating Super Bowl trivia before the game so that you can amaze your companions.

If you look forward to the Super Bowl ads but don’t like sacrificing your time to replenish snacks or drinks, you’re in luck – AdAge brings you All the 2018 Super Bowl Ads Released So Far.

Many people think that the Super Bowl is really for the dogs, and they’ll prove it by tuning in to Puppy Bowl XIII on Sunday. Not to be outdone by the canine, kittens are taking to the field in Kitten Bowl 5.

Plan your day – here’s the lineup:

  • Kitten Bowl at noon, ET
  • Puppy Bowl 3 PM, ET
  • Super Bowl 6 PM, ET

Super Bowl parties

Planning a Super Bowl party but haven’t set the menu yet? Here’s a how-to on building a Super Bowl snack stadium, and here are 126 Amazing Super Bowl Party Foods That Are Guaranteed To Score.

But if you are hosting a party, we issue a reminder to look after guest safety to avoid any host liability. The Insurance Information Institute explains:

Social host liability, also known as “Dram Shop Liability” laws vary widely from state to state, but 43 states have them on the books. Most of these laws also offer an injured person, such as the victim of a drunk driver, a method to sue the person who served the alcohol. There are circumstances under these laws where criminal charges may also apply.

It’s a little late for this Super Bowl, but if you are a homeowner who likes to host parties, you might want to talk to your independent insurance agent about umbrella liability insurance, which increases your protection.

The National Highway Traffic Safety Administration reminds everyone that Fans Don’t Let Fans Drive Drunk, and offering sensible tips for party-goers and hosts.

Dog owners: protect yourself from an expensive dog bite claim


Do you have a dog? If so, you want to be sure that your dog is trained, that you comply with any state or local restraint laws, and that you are adequately covered by your insurance. Although the number of dog bite claims is trending down, the cost for those claims is trending up – the average dog bite claim is now $37,214. That’s the national average so depending on where you live, the cost might be higher: Arizona was $56,654, California is $44,983 and New York is $44,320. Ouch.

May 15 through 21 is dog Bite Prevention Week. Learn how to prevent dog bites and how to keep dogs from taking a bite out of your insurance.

The Insurance Information Institute has some great information on Dog Bite Liability:

There are three kinds of law that impose liability on owners:

1) A dog-bite statute: where the dog owner is automatically liable for any injury or property damage the dog causes without provocation.
2) The one-bite rule: where the dog owner is responsible for an injury caused by a dog if the owner knew the dog was likely to cause that type of injury—in this case, the victim must prove the owner knew the dog was dangerous.
3) Negligence laws: where the dog owner is liable if the injury occurred because the dog owner was unreasonably careless (negligent) in controlling the dog.

Also, see our prior post about 10 dog breeds that might cause problems with your home insurance

Some insurance companies will limit homeowners insurance availability based on dog breed or dog history. PropertyCasualty360 has an article on the 10 dog breeds most often blacklisted by home insurance carriers.

Many insurance companies don’t have a blanket breed ban. The MSPCA cites several national insurers that will instead “… work on a case by case basis, considering the individual dog’s behavior and history, and may require a meet and greet with the dog and/or a Canine Good Citizen certification.”

And here’s a good infographic from the American Veterinary Medical Association:

dog bite infographic

Yard Sale Season: A what-you-need-to-know toolkit


We’re heading in to prime yard sale season. Whether you’re planning to be a buyer or a seller, we have a few resources to help you map out a successful and profitable season!

First, if you are planning to host a yard sale, check out our prior post, Garage sale planning tip: Check your insurance coverage to get some advice about any liability issues you may face – we’ve re-posted the video clip below. Also see Jay McDonald’s article on yard sale insurance in Bankrate.

And for planning, Yardsale Queen offers tips for how to have a successful yard sale and offers advice on yard sale scams to avoid. Also see A Yard Sale Checklist: Ten Tips for Garage Sale Prep and How to Hold a Garage Sale – a pictorial guide.

Whether you are a seller or a buyer, you can use tools like Yard Sale Search and Garage Sale mapper to list or locate local events.

And if you are a buyer, then buyer beware: 21 Things You Should Never Buy at Garage Sales. But don’t let that discourage you – there are great deals to be had, too: 20+ Garage Sale Finds to Snap Up When You See Them.

You Had One Job: Funny on-the-job flubs


Mistakes happen in life, even big ones. Insurance can help you with the costly ones.

carrotsWe can’t think of a better site to kick off the work week than “You Had One Job.”  This is a site that documents  on-the-job blunders, flubs and screw-ups. We see photo after photo of poor workmanship – poorly designed products, stairs that lead to nowhere, embarrassing sign typos and mislabeled products. While some are no doubt mistakes, we have to think that many must be passive-aggressive in the “take this job and shove it” genre. We’ve included a sampling of a few of our favorites below – click for more. (And here’s hoping your work week goes better than it did for these hapless workers!)

drawers

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How to Celebrate St. Patrick’s Day in New England (Safely)


st.pats-parade

On Monday, everyone will be a little bit Irish. Gearing up for St. Patrick’s Day celebrations on the weekend and on Monday, we’ve gathered some links about New England activities and ways to celebrate around the area – or even in your own home. Remember – even for the Irish, there’s a limit to luck so don’t take chances with your celebrations :

  • Plan for a designated driver
  • Don’t let friends drive buzzed
  • If you host a party at home, be aware of your hosting liability

Best St. Patrick’s Day Parades and Celebrations in New England

St. Patrick’s Day In New England

Take 10 – New England’s Best Irish pubs – Just be sure to bring a designated driver!

St. Patrick’s Day Parades By State

All Recipes: St. Patrick’s Day Recipes

Food Network: Favorite St. Patrick’s Day Recipes

Epicurious: St. Patrick’s Day Party Foods and Drinks