You Had One Job: Funny on-the-job flubs


Mistakes happen in life, even big ones. Insurance can help you with the costly ones.

carrotsWe can’t think of a better site to kick off the work week than “You Had One Job.”  This is a site that documents  on-the-job blunders, flubs and screw-ups. We see photo after photo of poor workmanship – poorly designed products, stairs that lead to nowhere, embarrassing sign typos and mislabeled products. While some are no doubt mistakes, we have to think that many must be passive-aggressive in the “take this job and shove it” genre. We’ve included a sampling of a few of our favorites below – click for more. (And here’s hoping your work week goes better than it did for these hapless workers!)

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Advice from Dummies on avoiding insurance mistakes


In this short video clip, the Insurance Information Institute’s Crash Test Dummies offer advice on how to choose a good insurance company.

Also check out III’s article Five Insurance Mistakes to Avoid… And Still Save Money. We’ve summarized the five mistakes below, but you can check out the article for a more detailed explanation and ideas for better ways to save money while minimizing your risk of loss.

  • Insuring a home for its real estate value rather than for the cost of rebuilding
  • Selecting an insurance company by price alone.
  • Dropping flood insurance
  • Only purchasing the legally required amount of liability for your car
  • Neglecting to buy renters insurance

When cutting budget corners, avoid the 5 biggest insurance mistakes


In the post holiday season, we’re all looking for ways to tighten our belts to save money in the new year – particularly since the economy continues to be sluggish, with no end in sight. But when making resolutions for the year ahead, the Insurance Information Institute (III) reminds us not to be penny wise and pound foolish by cutting insurance costs in a way that could cause problems later. III advises consumers to avoid the 5 Biggest Insurance Mistakes:

  • Insuring a home for its real estate value rather than for the cost of rebuilding
  • Selecting an insurance company by price alone
  • Dropping flood insurance
  • Only purchasing the legally required amount of liability for your car
  • Neglecting to buy renters insurance

III elaborates on each of these mistakes and suggests better alternatives.
Other common mistakes that we see, which can cost you money:

  • Forgetting to keep beneficiaries updated
  • Not understanding what a policy does and doesn’t cover
  • Buying too much or too little coverage
  • Forgetting to update coverage to reflect major life changes, such as birth, marriage, new homes
  • Not verifying agent or insurer licenses
  • Not taking advantage of potential discounts