A conman you should listen to

Passwords for more than 6 million LinkedIn accounts were leaked by hackers this past week, and just after that was announced, there was a leak of more than 1.5 million eHarmony user passwords. The strong advice from security experts: Change your passwords now.
Here’s the scoop: you should change your passwords for these accounts, and if those passwords were used on any other accounts, you need to change those, too. Run, don’t walk, to change passwords if any of those accounts are related to your financial data.
Creating and managing passwords is a nuisance for many, but it is one of your first defenses against preventing identity theft and illegal access to your important accounts. It’s something you should take seriously.
Here are some security tips:

  • Ideally, you should use separate passwords for each account. At the very least, create and memorize unique, separate, and strong passwords for your banking and your email accounts, and any other accounts that have financially sensitive information. Do not re-use those passwords on other sites. That way, you would limit damage and exposure if one account is compromised.
  • Take the time to learn about and create strong passwords. Microsoft Security Center offers simple advice on creating strong passwords, as well as a secure password checker, a tool that you can use to test the strength of a password.
  • Make it a routine practice to change passwords regularly, particularly for key accounts. At a minimum, do it twice a year at daylight savings when you change your fire alarm batteries.
  • Avoid storing credit card information online. Enter it in every time when making a purchase. Today’s convenience might be tomorrow’s headache.
  • Never enter a password into an email or a site you have clicked through an email. Phishing can be very convincing. Instead, if you get a notice from a bank or some other account, go directly to the website from your browser and sign in there.
  • Consider a password managing service. While we can’t make a recommendation for a specific service, some popular ones frequently cited on tech forums include LastPass, KeePass, and 1Password. These have different features and benefits, and help solve the problem of remembering and storing passwords. While there are free versions of password management services, this seems important enough to consider paying an annual service fee for.

See our other posts on ID theft and scams.

Showing the love, insurance style

The Insurance Information Institute (III) is showing the love this Valentine’s Day, insurance style. They’ve created a themed Pinterest board to celebrate the day. For those of you not up on your social media trends, Pinterest is the popular “virtual pinboard” that lets you clip and share things you find on the web.
III has gathered some fun images and reminders about showing your love, insurance style… such as making sure that any expensive gifts are insured and practicing safe shopping when making online purchases for your sweethearts.
They also posted a series of three quirky video clips – life insurance promoted by fruit flies. Yes, fruit flies – you will have to watch them to see for yourself. This is part of an informational campaign called Insure Your Love, which is sponsored by the Life Foundation, ostensibly to create some buzz (ahem) around life insurance. If you are wondering what life insurance has to do with fruit flies, you can learn more at Fruit Fly Q&A, which features more clips with Frank and Fran, the stars of the fruit fly campaign.