Yikes – Massachusetts has some really bad drivers


bad driver

File this under “dubious distinctions”: Boston drivers, you are the worst! Your drivers are 157% more likely to get in a crash than the national average – they get in about one accident every three years. In a list of the 200 largest cities, you come in dead last at #200.

Worcester, you aren’t much better – you come in at #199. And no smirking from you, Springfield – you have the 5th worst driving record!

The honors for the city with the nation’s safest drivers goes to Kansas City, where drivers are 24.8% less likely than the average U.S. driver to get in a crash.

The ranking is from Allstate’s annual “America’s Best Driver Report.” You can read a summary of our miserable record at Boston.com’s story: Bostonians crash more than twice as often as the average driver

The only consolation is that despite the number of bad urban drivers in the state, Massachusetts did not make the list of the 10 states with the worst driving records.

Hey, all you bad drivers – here’s some advice from “Uncle Bob”: 70 Rules of Defensive Driving

Summer crime forecast: chance of burglaries, assaults high


burglary

Summer may be a time for relaxing, but don’t let your guard down when it comes to crime. According to a study examining seasonal crime patterns that was recently released by the federal Bureau of Justice Statistics, most types of crime are more likely to happen in summer. See Burglaries in Summer, School Assaults in Fall.

  • Your house is much more likely to be broken into in the summer – Burglary is 11% more common in the summer than in the winter — that’s more seasonal variation than for any other single type of crime.
  • You’re more likely to be a victim of violent crime in summer – “serious violence was significantly higher during the summer than during the winter, spring and fall seasons.”

However, as the Vox article reminds us that muggings, rape and assault – all crimes, really – can happen in any season.

Law enforcement and loss control experts offer a few tips:

Personal Security–At Home, On the Street, While Traveling – Released by the Bureau of Diplomatic Security

Crime Prevention for Homeowners – Tips During the Warm Weather Months

Keep Your Home Safe on Vacation: 9 Essential Tips

Lonely Planet – Top Tips for Safe Travel

LAPD Crime Prevention Tips – tips sheets on a wide variety of scenarios

Prior related posts on this blog:

Going on vacation? 5 steps to secure your home while you are away!

Staying Cyber Safe During Your Vacations

Vacation Rentals and Homeowners Insurance

Curious Klepto Critters Steal Cameras: Will insurance cover this?

First and foremost, stay safe. Things are just things and can be replaced – plus, the right insurance coverage can help mitigate any loss of possessions. Your personal safety is what’s paramount!

Life expectancy and your chances of reaching 100


Are you planning to live to be 100? There are about 250,000 centenarians alive today, including several hundred “supercentarians” aged 110+ years. You can get a good idea of your chances of joining their ranks with the Living to 100 Life Expectancy Calculator. This calculator asks you 40 quick questions related to your health and family history, and takes about 10 minutes to complete. It uses medical and scientific data to estimate how old you will live to be. In addition to estimating your life expectancy, it offers a “to-do” list for you and your physician, along with a list of things you can do differently and how many years you will likely add to your life if you do so.

This calculator was developed by Doctor Thomas Perls who is the founder and director of the New England Centenarian Study, the largest study of its kind in the world. We like it because it gets you thinking about lifestyle factors that can influence your odds. But for those of you who want a shortcut, you can get an estimate of your remaining years by viewing the life expectancy chart published by the Office of the Actuary of the Social Security Administration.

Interestingly, according to the CIA World Factbook’s life expectancy chart ranking various countries, here in the U.S., we rank at #50 at 78 year and 11 months. Macau tops the chart with a life expectancy of 84.36 years. Here are some of the oldest people on earth. View portraits and read the stories of some people whose lives span three centuries.

By the way, if you are planning to live to 100, make sure your retirement planning takes that into account – life expectancy is an important factor in your financial planning – talk to your insurance agent if you expect to join the ranks of centenarians!